As we move through September 2025, many retirees are checking their bank accounts and noticing something unusual: only one Social Security payment is arriving this month. With bills piling up and inflation still straining household budgets, this shift in the payment calendar is raising questions.
Here’s what’s happening this month, who is affected, and what to expect heading into October 2025.
Why Some Retirees Only Get One Check in September
Normally, retirees receiving both Social Security retirement/disability payments and Supplemental Security Income (SSI) see two deposits each month. But in September 2025, only one payment will appear.
That’s because:
- The September 1 SSI payment was sent early on August 29 (ahead of Labor Day weekend).
- This means there is no separate SSI deposit during September.
- Retirees relying on both benefits will see just one check — their standard Social Security payment in mid-September.
September 2025 Payment Calendar
| Payment Type | Normal Date | September 2025 Date | Notes |
|---|---|---|---|
| SSI Payment | 1st of month | August 29, 2025 (early) | Already paid before September began |
| Social Security – A–F | 2nd Wednesday | September 10, 2025 | Paid as scheduled |
| Social Security – G–M | 3rd Wednesday | September 17, 2025 | Paid as scheduled |
| Social Security – N–Z | 4th Wednesday | September 24, 2025 | Paid as scheduled |
What to Expect in October 2025
- October 1 – SSI returns on schedule, giving recipients their first-of-the-month deposit.
- October 8, 15, 22 – Regular Social Security retirement/disability checks are distributed.
- For dual beneficiaries, this means two checks again in October.
How Seniors Should Prepare
- Budget carefully – Since SSI came early, seniors may need to stretch August’s deposit through September.
- Check SSA account – Verify payment status at mySSA.gov to avoid confusion.
- Plan ahead – October will bring both SSI and Social Security checks, so the gap is temporary.
Frequently Asked Questions (FAQ)
1. Why didn’t I get two checks in September?
Because SSI was deposited early on August 29, leaving September with just one payment.
2. Did Social Security reduce my benefits?
No. This is only a timing issue — the amount is unchanged.
3. When will I get two checks again?
October 2025. SSI will arrive on Oct. 1, plus your regular Social Security check later in the month.
4. What if I rely on SSI for rent?
Be mindful that September has no SSI deposit. The early August payment was meant to cover September.
5. Will this happen again?
Yes. Anytime the 1st falls on a weekend or holiday, SSI is paid in advance.
Key Takeaway
If you only see one Social Security check in September 2025, don’t panic — it’s not a cut. The SSI benefit was paid early on August 29, leaving September with just one payment. The good news is that by October 2025, the usual two-check cycle returns, bringing SSI on the 1st and Social Security mid-month.